Why Choose Us
- Most debt management and IVA companies can’t help people with debts of less than £5000. Settle My Debts can provide IVAs for people who owe as low as £5,000 and can afford to pay £70 per month or more. We have a team of certified and qualified financial advisors who get to have a look into your financial situation and help you choose the right option and are always there to help you in the best possible manner. We are also regulated with The Debt Resolution Forum which promotes professional standards across the industry and provides complete support throughout the whole financial programme you are enrolled in through emails, WhatsApp chats and calls.
- With other debts management & IVA companies you are legally bound to pay a fixed monthly payment for at least 5 years or more with no way lowering your monthly payment even if you can’t afford it however with ourself you always have the flexibility of increasing or lowering your monthly repayment according to your affordability as per your situation and you are not bound to pay and you get to choose your tenure and payments according to your affordability starting from a minimum of 6 months to a maximum of 5 years.
- Being in a financial arrangement with ourself we give you an assurance that your creditors will not chase you anymore and will stay away from your back throughout the plan. We take complete responsibility of getting your debts paid off making sure that you do not go through any legal proceedings in any way shape or form.
- With other companies you do have to pay set up fees, administration charges, management fee and also there are some hidden charges as well however with ourself you do not have to pay any fee what so ever as we are a member of TMA who is a non-profitable organisation and all the financial solution that we provide are fee-free plans.
- We have a team of licensed debt experts who are always ways available to help you and And we assign a dedicated financial advisor who works on your case throughout the tenure and is always available to help you and to sort your queries so this will make sure you do not have to go though robotic chats and robotic IVR’s to get through a financial advisor when in need.